Tuesday, April 5, 2011

Facts on the Ground: A Reliable Estimate of Bahrain's Sunni-Shi'i Balance, and Evidence of Demographic Engineering

The last time the Government of Bahrain reported official demographic statistics on its Sunni and Shi'i communities was in its very first census in 1941, which put the percentage of Shi'a at 53% of the island's population. (See Qubain 1955, who tells that the census was taken "primarily for food control purposes.") In the intervening 70 years, speculation about Bahrain's evolving Sunni-Shi'i balance has become both a local flash-point and a source of frustration for those attempting to study the country.

In an April 4 commentary published by the Carnegie Endowment from Peace, for example ("Bahrain: Between the United States and Saudi Arabia"), we find the following note:
The population of Bahrain is predominantly Shia. Estimates range from as high as 75 percent in the past to about 65 percent at present—but these figures are imprecise.
And yesterday in the New York Post:
Shiites account for 75 percent of the population -- but for only 14 of the parliament's 40 members.
Six days ago in the Bloomberg news:
Shiites make up about 70 percent of Bahrain’s population and many retain cultural and family ties with Iran as well as with Shiites in Saudi Arabia.
The New York Times three weeks ago:
The Farhan family is poor, like many in Sitra and like many of the 70 percent of the country that is Shiite.
And in Lee Smith's recent (and highly-recommended) article in The Weekly Standard:
The opposition says that it is not a sectarian uprising, but a political reform movement, and points to members of the country’s Sunni minority (roughly 35 percent of the population) who support their demands.
A long story short, then: no one knows exactly what proportion of Bahrain's population is Shi'i (or Sunni), an ambiguity complicated only further by the government's decade-long program of naturalizing Arab and non-Arab Sunnis for work in the police and military. Once but a rumor, al-tajnis al-siyasi (or "political naturalization," as it is termed by opponents) is today widely-accepted fact. (See the Carnegie Endowment piece referenced above, for example.) Because Bahrain's Sunni-Shi'i balance is not simply a product of nature, therefore, there is no obvious way to estimate it based on, say, natural birth or immigration rates.

Fortunately, among the other insights afforded by my 2009 Bahrain mass political survey is a much more accurate estimate of the country's current ethno-religious demographics. So we may now cease quoting the "estimated 65% to 75% Shi'a" figure; for it is wrong.

First, I will repeat for the uninitiated what you will learn elsewhere in this blog: that in early 2009 I conducted as part of my dissertation on ethnic conflict and political mobilization in the Arab Gulf the first-ever mass political survey of Bahraini citizens, administering the widely-used Arab Democracy Barometer survey instrument that aims to measure the political attitudes and orientations of ordinary citizens in the Arab world. This same instrument has been administered to date also in Jordan, Morocco, Palestine, Kuwait, Algeria, Yemen, and Lebanon. The survey was conducted based on a nationally-representative sample of 500 Bahraini households, which were interviewed by local field interviewers. (Of the sample of 500, 435 interviews were actually completed; see point #5 below). For more information on the sample, see here.

As for the findings regarding Bahrain's Sunni-Shi'i balance, then, we see this below. Bahraini Shi'is comprised 58% of my survey sample, Sunnis 42%--a ratio far different from that commonly cited. (Note that these categories do not differentiate between Arab and Persian Shi'a, Hawala, tribal vs. non-tribal Sunnis, and so on.) The estimated sampling error is 0.0238, or about 2.4%. So, the 95% confidence interval for the estimate of the Sunni proportion is approximately 37.7% to 47.0%, or 42.4% ± 1.96 * 2.4%. Correspondingly, the 95% confidence interval for the Shi'a proportion would be 57.6 ± 1.96 * 2.4%, or between 52.9% and 62.3%.


Or, with 95% confidence intervals:


The geographical distribution of these surveyed households as well as their confessional affiliation we find below in my confessional map of Bahrain, about which I posted a previous article. In addition to demonstrating the geographical segregation of Bahrain's two communities, the map also shows the representativeness of the survey sample. (Ignore the green dots; these were added for the previous article.) Finally, for anyone familiar with Bahrain's neighborhoods and cities, it will be obvious that the map evidences the well-known population centers of each group (i.e., al-Muharraq and al-Rifa' for Sunnis; the Sitra peninsula, the villages along al-Budaiyi' Road, and the villages west of Hamad Town for Shi'is), while places that one would expect to be ethnically-mixed ('Isa Town and Hamad Town, for example) are shown to be such.



I appreciate that this conclusion that (at least as of early 2009) Shi'is comprise less than 60% of the Bahraini population is likely to be controversial--and, given what it implies, it probably should be--so I will attempt to preempt some of the more obvious questions and criticisms now.
  1. Why should we trust your sample?

    This has already been covered here. The short version: the 500-household sample is nationally-representative, and there is no reason to think it would have been manipulated. If 500 data points seems small, recall that Bahrain is about 3.5 times the size of Washington, D.C., and its citizen population according to the 2010 census is just 568,339. So our population-to-sample ratio is around 1,137:1. To achieve this ratio in the U.S., for example, you would need to interview over 270,000 people.
  2. But how do you know if a Bahraini is a Sunni or a Shi'i? You're not even a Bahraini!

    All interviews were conducted by local fieldworkers, who are more than capable on the basis of location, language/accent (see Clive Holes' work on dialect in Bahrain; or Lee Smith's series in The Weekly Standard), and other cues to determine whether a given respondent is a Sunni or Shi'i. Indeed, as one gathers from the map above, there are but a few places in Bahrain where there can be any question of ethnic membership simply on the basis of location alone. For reasons of sensitivity, however, individuals were not asked directly. If field interviewers were unsure (as happened in several cases with respondents of Persian background), they simply marked ethnicity as unknown. These cases (3 only) are excluded from the proportion reported above.

  3. Why does your estimate differ from the standard figure of between 65-75% Shi'a.

    The most obvious answer we have already alluded to above, namely that this figure fails to account for the high rate of Sunni naturalization of the previous decade or more.

  4. But this just can't be right!

    Well, if it helps at all, I am not the first person to make this point. In a conversation with a well-known Bahraini political leader (a Sunni no less), he warned me against believing this standard proportion, saying:

    "By the way, you mentioned that you believe ... that [the] Shia population may represent some 70% of the population. You should take into consideration that up to 20,000 Bahrainis may be Saudis residing in Dammam and other Saudi cities and are used as a voting reservoir. In my opinion the population mix is closer to 40-60% given the fast pace of naturalization. ...

    The end result [of the naturalization program] is some 100,000 [naturalized] citizens in the last 10 years, more than 90% of which are Sunni (in 2001 thousands of second and third generation Bahrainis of Persian Shia origin were naturalized). The effect may have brought the ratio closer to the original 1970 balance of 60-40%. I believe the project is not complete and it is likely naturalization is still taking place at a rate of 10,000 per year. Compare this to Canada and Australia, the two developed economies with the highest naturalization rates, and theirs are around 0.75% for Canada and 0.5% for Australia. And these are countries that have lots of land for people; Bahrain is already too crowded and the land too expensive for anyone to afford, and we’re bringing in even more people."

    As evidence of this rate of around 10,000 per year, he said:

    "In September 2007 Sheikh Ali Salman asked what was the population of Bahrain to the Interior Minister, Sheikh Rashid, and his answer indicated that around 60,000 people were naturalized between then and 2001. This is based on the fact that the average population growth rate for the preceding years was around 2.4%; however, the Interior Minister’s figure indicated a jump in the annual growth rate to about 4.2% from 2001 to 2007, meaning there was a 1.8% naturalization rate during these years. This equals out to around 9,000 citizens per year."

    Of course, this Bahraini is not the only one to acknowledge or complain of the government's naturalization policy. In the article published by the Carnegie Endowment for Peace mentioned already, for example, Marina Ottoway notes that:

    "The population of Bahrain is predominantly Shia. Estimates range from as high as 75 percent in the past to about 65 percent at present—but these figures are imprecise. The decrease is the result of an extraordinary attempt to change the composition of the population in order to dilute the Shia presence. While the government has never admitted the existence of such a program, there is no doubt that the regime has granted Bahraini citizenship to thousands of Sunni immigrants—estimates vary widely, from about 60,000 people (according to Bahraini human rights sources), to as much as double that figure. What is clear, however, is that many of the new citizens were recruited into the security forces and have become the hated face of the repression."

    Thus the issue of "political naturalization" is no political bogeyman used by the Shi'a opposition to rally supporters. For one thing, its existence is now common knowledge; for another, it is not just Shi'a who worry about its effects.

  5. But you only completed 435 interviews from the 500 household sample. Maybe your figure is skewed.

    Perhaps, although the remaining interviews are randomly-distributed so there should be minimal influence on the aggregate estimate of the Sunni-Shi'i ratio. That is to say, the 65 remaining interviews we failed to complete because my funding and residence visa in Bahrain were running out, not because we were systematically unable to reach certain respondents. (In fact, looking at the locations of the uncompleted interviews, they are probably more concentrated in Sunni-populated areas than in Shi'i-dominated areas.) Finally, even if we were to say for the sake of argument that, for example, ALL of the remaining interviews were somehow Shi'is, our overall estimate of Bahrain's Shi'a population increases only 5 percentage points to around 63%, which even then is still lower than the typical 65-75% estimate.
In sum, there is every reason to believe that the Shi'a of Bahrain today comprise less than 60% of the country's total population. Not only does this estimate represent a vast improvement over current educated guesses reported in media and elsewhere, but it calls attention to the pace and scope of Bahrain's program of politically-motivated naturalization of Sunnis.

In the aftermath of the violent crackdown in Bahrain following the arrival of the GCC's "Peninsula Shield" force several weeks ago, media coverage of the continuing conflict there has all but disappeared amid competing crises in Japan, Libya, Syria, and Yemen. This lack of attention has given the false impression that Bahrain's political struggle has somehow run its course, resolving itself through who knows what means. Yet as evidenced by my survey finding here, the crisis has been brewing for no short while in Bahrain, its leaders having long ago taken, as it were, preventative measures in their program of al-tajnis. One should therefore not be lulled by the current lack of press into thinking that it is likely to end soon.

Note: to see some preliminary substantive results of the survey, go here.

54 comments:

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  2. Thanks for your question. This issue arose in only a few cases (2 or 3 if I remember correctly), when a respondent specifically mentioned that his/her parents were of different faiths. In this case, because the respondent already volunteered this information, s/he was asked directly whether s/he followed his/her mother or father. Of course, there may have been cases where a respondent was of a mixed-faith household but did not mention it. In the end, though, since Sunni-Shi'i intermarriage was virtually unknown in Bahrain until the last 30-40 years (see Khuri's "Tribe and State in Bahrain," for example), and our sample included only individuals 18 and older, this issue should only affect a very limited number of cases.

    ReplyDelete
  3. Dear Sir,

    To shed light on this matter, we also need to look at the historical perspective. There are historical maps of Bahrain which clearly show the centres of population with the names of towns and villages.

    Just glancing at such maps, it is clearly evident from the names of the places mentioned that Bahrain has always had a Shia majority. Additionally, should one study the importance of Islam in Arab socities, the number of mosques in Bahrain seems to indicate there were(are?) by far a large number of Shia mosques in most areas to cater for the Shia population than their Sunni counterparts. The populated Sunni areas are also well known historically.

    Furthermore, I am informed by those who studied in Bahrain's government schools from neighbouring GCC countries in the early 60s that the breakdown in a typical classroom was always one with a clear and not marginal Shia majority. Bahrain has always been known for its Shia character. If we consider natural growth rates and the size of typical families the figure of a Shia majority of 70% seems to be accurate from a historical perspective (based on natural growth rates) without the program of "tajnis".

    It is evident that “Tajnis” has brought the ratio down (much to the government's liking), but the question is what do you with the existing numbers of Shia that you already have?. Fortunately, Auschwitz cannot be rented.

    Surprisingly, one often hears from "some" the that late Ayatollah Khomeini had instructed the local Shia population to breed like rabbits and and hence the the explanation why Bahrain has a Shia majority. Amusing analysis to say the least, but then at other times the very same people claim that there there aren’t really many Shia in Bahrain - you could probably count them on your fingertips.

    Similarly, images of the protest rallies were digitally modified by Iran to show that Shia really do exist in Bahrain. Qaddafi claims that the Libyan people love him and Ahmedinejad claims that Bin Laden probably lives in America.

    Bahrain is such a small place that it simply cannot afford to absorb such "Tajnis" numbers especially with a young population. The Shia naturally view "Tajnis" was meant to sideline them, on the other hand the government views Bahrain as its back garden! History has shown that not all seeds sown will bear sweet fruit; what’s happening in Bahrain now bears witness to that. Its a short sighted policy on teh government part and a disaster for the future; in no way can the current situation be a cornerstone for the creation of a civil and united society.

    Thank you for giving me the opportunity to type these few words. I would also like to thank you for your efforts in creating a informative and balanced blog, though some would accuse of being pro-Shia.

    Thank you.

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  4. May I note the Al Wefaq received around 67% of the VOTES in the October 2010 Parliamentary election?

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  5. Sure. And I'll note that according to my survey only about 66% of respondents said they voted in the previous parliamentary election (in 2006).

    Since voter turnout is nowhere near 100%, in other words, there's really no way to interpolate general population figures.

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  6. Dear Sir,

    I believe that I could ive you a good indication of the percentage of Sunnis to Shias in Bahrain. In the last Parliamentary elections in 2010 al-Wefaq, the political society that claims to represent the vast majority of Shias in Bahrain; and is under the spiritual leadership of Ayatollah Isa Qasim, who according to many Shias is the spiritual leader of the vast majority of Shias in Bahrain managed to win 18 seats out of 40 in the Chamber of Deputies. One of the al-Wefaq members won his seat by default, because no one else in the constituency ran for election. In the other 17 seats al-Wefaq received a popular vote of nearly 82,000 votes out of a total of 318,000 who were eligible to vote. A third of the population didn't vote. You can use these figures to have a good educated estimate about the percentage of Sunnis to Shias in Bahrain. You can find the facts on the numbers mentioned above on the following link http://en.wikipedia.org/wiki/Bahraini_parliamentary_election,_2010.

    ReplyDelete
  7. Thanks for your comment, Abdulaziz.

    I am certainly aware of the 2010 electoral results (and actually use them in the discussion of my sample). As I mention above, however, using voting behavior as a proxy for the Sunni-Shi'i population ratio presents many difficulties.

    First, we cannot know whether Sunnis and Shi'is voted at equal rates. In the Wikipedia article you link, for example, we find a comment that "Shiites felt that they were targeted so they voted intensely for Al-Wefaq despite their restlessness with its performance throughout the past four years." This suggests Shi'a may well have voted at a higher rate than Sunnis, all else equal.

    Further, because of the way Bahrain's districts are designed, there is very little incentive for individuals to vote on the basis of ethnicity in many districts. Al-Wifaq only ran 18 candidates because it knew it couldn't win any more seats based on how the districts were drawn. So in those districts where there was no al-Wifaq candidate, we can expect voting rates to be lower, all else equal. And likewise for districts that are Shi'a-dominated.

    In general, the districts with the highest voter turnout are the most highly-contested districts, while others are unlike to elicit as much voter interest. If we would thus use voting trends to estimate Bahrain's Sunni and Shi'i populations, we have no way of knowing how accurate it is precisely because we don't know who it is exactly who is likely to vote. My 500-household sample offers a much more reliable estimate.

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  8. Thank you for your efforts. It would be interesting to also note the effect of naturalization of thousands of Persian Shiites in Bahrain between 1970 and 1995. That would go a long way to providing balanced reporting.
    Best of luck.

    ReplyDelete
  9. Your efforts are much appreciated however i have a small comment that i would like u to research since you are on the subject. Because my neighborhood (Muharraq) never had such large residents of Shiites till the early 1990s. From my personal experience with them we understand that they are from three scpecific areas in today's Iran. 1. Khorramshahr 2. Abadan 3. Shiraz. I personally do not have any personal figure but i can assure you that they were (naturalized) as you put it.
    But again. Thank you for your research but i would like to see it going further back in history to provide the full picture

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  10. Thank you for sharing your results.
    I just wanted to add a little quote, which sadly matches the situation and highlights its absurdity.

    After the crack down on the uprising in communist eastern Germany in 1953, the poet Bertold Brecht wrote:

    "Some party hack decreed that the people
    had lost the government's confidence
    and could only regain it with redoubled effort.
    If that is the case, would it not be be simpler,
    If the government simply dissolved the people
    And elected another?"

    ReplyDelete
  11. 'In sum, there is every reason to believe that the Shi'a of Bahrain today comprise less than 60% of the country's total population.'

    If your figures are correct, the Shi'a of Bahrain comprise about 27% of the country's total population. According to the 2010 Housing and Population census, Bahrainis represent only about 46% of the total population of Bahrain. Another 46% of the population of Bahrain are Asians - mostly Indians, Pakistanis, Sri Lankans, Bangladeshis, Nepalese and Filipinos. Members of this population often own property and businesses in Bahrain and, above all, form the backbone of the country's working population. Some stay for a few years then return to their home country. Others do not. There are some communities that have been in Bahrain for several generations. Perhaps the political scientists could devise some form of democracy that would give these people a say in the running of the country that they often regard as home.

    ReplyDelete
  12. Right, sorry. I meant "less than 60% of the country's citizen population." I used to live near Gudaibiyyah and currently reside in Doha, so I am certainly aware of the non-nationals in Bahrain and in the Gulf!

    ReplyDelete
  13. http://www.aljazeera.net/NR/EXERES/4D81B39A-4BE6-4B24-A235-E9969BE15063.htm

    A new article claiming a government document shows the proportion of Shia is 49% and that naturalisation has had a negligible impact on this balance - I'd be very surprised if it were true particularly since we don't gather this kind of info in our census but it's interesting and comes hot on the heels of rumours of ongoing political naturalisation and a new recruitment drive for the security forces in Yemen (not that long after a recent one in Pakistan)...

    Would be very interested in your thoughts, do you think it's credible?

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  14. 49% seems very convenient, though I'd have no basis to speculate on its accuracy. All I can say is what my own results indicate, summarized in the article above.

    One of the problems with such figures in general, though, is that Bahrain's actual naturalization process takes a rather long time (10 years of residence for an Arab and 15 for a non-Arab, I believe), so depending whether one includes these soon-to-be-naturalized people or only full-fledged citizens will make a big impact on the aggregate ratio.

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  15. Uh the hubris of a novis! A PhD student has finally solved what has escaped all us the old timer scholars so far! So all you out there can stop speculating since "Fortunately, among the other insights afforded by my 2009 Bahrain mass political survey is a much more accurate estimate of the country's current ethno-religious demographics. So we may now cease quoting the "estimated 65% to 75% Shi'a" figure; for it is wrong." What a wonderful arrogance. Or is it the old propaganda machine finding a suitably fellowshipped student to produce "scientific" evidence to prove the AgitProp right?

    "Mass survey"?? You count 480 household that are made readily available to you by the Bahraini government for your "scientific" proof that Shias are so few and the Sunnis so many in the island nation in the "Arabian" Gulf, and you tell the world to believe your Eureka call? No wonder your findings are all over the Bahraini Government media and Internet propaganda blogs--like this one.

    ReplyDelete
  16. Such boldness from an anonymous commentator. You really showed me, what with all the quotation marks and (mis-)quoting of my own words.

    Assuming you're actually interested to knowing why the sample is reliable:

    http://bahrainipolitics.blogspot.com/2011/03/depicting-division-sample-design.html

    In any case, if the "old timer scholars" would prefer to base their demographic estimates about Bahrain on 60-year extrapolations of birth rates and (more often) pure conjecture, arriving in the process at wildly divergent estimates (as quoted in the text above), then I am not ashamed to say that I would much prefer an estimate based on a random sample of 200 Bahraini households, to say nothing of 480.

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  17. This comment has been removed by a blog administrator.

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    Replies
    1. Hi mate,
      Kudos on your effort to use this sample data. I have a few issues with your calculation methodology.

      Regarding your calculation of the 95% confidence interval, you state:

      "As for the findings regarding Bahrain's Sunni-Shi'i balance, then, we see this below. Bahraini Shi'is comprised 58% of my survey sample, Sunnis 42%--a ratio far different from that commonly cited. (Note that these categories do not differentiate between Arab and Persian Shi'a, Hawala, tribal vs. non-tribal Sunnis, and so on.) The estimated standard error is 0.238, or about 2.4%. So, the 95% confidence interval for the estimate of the Sunni proportion is approximately 37.7% to 47.0%, or 42.4% ± 1.96 * 2.4%. Correspondingly, the 95% confidence interval for the Shi'a proportion would be 57.6 ± 1.96 * 2.4%, or between 52.9% and 62.3%."

      You calculate the standard error and error of the 500-household sample, I have no problems with these (although I cannot re-check them without your data). But you then state that "The estimated standard error is 0.238, or about 2.4%." As far as I know, standard error does not mean anything as a percentage (what are you saying, 2.4% ?!?!?!? Even then, not 20.4% ?!). In addition, this standard error needs to be corrected to correspond to the population, because 500 sample households is much less than the actual number of households (or estimated total households) in Bahrain.

      I would be interested in your results after performing these corrections. I am quite certain that your calculations have a larger margin of error than you suggest.

      But in the end, data can never tell us too much. Your result is very close to the others listed. Of course, there are also migrants and expatriates living in Bahrain aside from the indigenous communities who figure into these statistics. These is also diversity between and within the communities.

      Keep up the writing!

      Delete
  18. Hi Anon,

    Hi,

    As I'm sure you already know given your assured tone, the 95% confidence interval for an estimate of a proportion depends only on two pieces of data, both of which I provide in the post above, namely the sample size and the observed proportion.

    (They even make online caluclators for this sort of thing: http://www.mccallum-layton.co.uk/stats/ConfidenceIntervalCalcProportions.aspx.)

    Thus is it trivial to check the accuracy of my reported 95% confidence interval without any access to the raw data. I encourage you to do so, and to pursue additional training in social science research methodology at SOAS.

    Regards,

    Justin

    ReplyDelete
  19. Hi Justin,
    Thanks for your response. My issue with the 95% confidence interval of the sample has been cleared up.
    Re: estimated standard error, I understand that there is a correction that is applied to account for a finite population. This may help figure the population-to-sample ratio into your estimates. Its called an FPC factor.
    I didn't mean to quibble with your data or the precision of your estimate, but to candidly discuss its accuracy.
    All the best.

    ReplyDelete
  20. It seems like one thing is for sure-Shias are indeed the majority religious group of Bahrain. No one seems to dispute that. Does that make that an undisputed fact?

    ReplyDelete

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    ReplyDelete
  28. $$$ GENUINE LOAN WITH LOW INTEREST RATE APPLY $$$
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  29. “LOVE, Happiness, Trust, is the key to LIFE”. That was the word from Dr happy when I consulted his powerful Love Spell. I married the wrong man; I realized that after Three years of our unfruitful marriage. Everything was going from Best to Worst in our life, no child, I got demoted from work after our marriage, my husband was sacked a year after. His application for new job in various offices was constantly declined even though he was qualified enough. I was made to take care of my family with the low income I earn get that wasn’t enough to pay our rent. We keep praying a seeking for help from some people, my friends laugh at me behind because I was advised not to get married yet.It was one Thursday night that my husband woke me up and told me that has thought enough about our crisis, he said that our crisis is not ordinary and it’s beyond our spiritual level. He suggested we should consult Dr happy from testimonies he showed me online about how he has been helping families. I was afraid, I don’t like evil or spell but I supported him to contact him if he can help us. We consulted him via happylovespell2@gmail.com and he replied positively after 20munites with congratulating email that he can help us but he will need our pure heart and trusts in his work if he will cast the spell on us and purify our life. We agreed to his terms. He cast the spell and told us to expect results within 5days. I waited for three days nothing happened, so I started having doubt and blaming my husband for emailing Dr happy. It was on the fifth day that my husband was called for an interview and he got a well-paying work, I was prompted to a higher position. I missed my period on the 5th day and it was confirmed that I am with a baby. Things have really changed for us for good and we now have our own house and cars. I will never forget what Dr happy told us “LOVE is the key to LIFE”, this word keep me going. People that laughed at us are coming close for help and I am delighted to welcome them because my family is now blessed. Dr happy is a savior and man that keep to his word even when I doubted his powers at the end of the spell. Thank to your Oracle for helping us via happylovespell2@gmail.com

    ReplyDelete
  30. يعتبر موقعنا من افضل المواقع المتخصصة فى الكثير من اعمال صيانة زانوسي خصومات كبيرة جدا نقدمها اليكم من على موقعنا اعمال رائعة جدا نقدمها اليكم

    ReplyDelete
  31. خدمات كبيرة جدا واعمال مميزة نقدمها اليكم فى معادلة كلية الهندسة افضل الخدمات الرائعة والمميزة تجدوها الان على موقعنا لدينا خصومات كبيرة جدا نقدمها اليكم
    http://www.معادلة-كلية-هندسة.com/

    ReplyDelete
  32. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


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    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  33. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  34. Am Jerry miler, I live in London, and I’m happily married with a lovely wife and three children. I had a very big problem with my wife few months ago, to the extent that she left the house with our kids to her parents' for almost 5 months. All efforts to bring them back proved abortive. Friends and Family were all in concern and my very close mate gave me an advice concerning a spell caster, and he quote; “There’s someone who can handle your situation, he’s always ready and able to do anything related to spiritual matters, I searched for a spell caster on the internet, his advert was everywhere, i found his number and called him on his mobile number +2347052958531. Although I never believed in spell casting, but he convinced me and I had no choice than to follow his advice, because I never dream of losing my lovely wife and I was desperate. So I did all what he told me to do and i did. He told me that I’ll get my wife back in two days after the spell is completed. I was skeptical. He casted the spell for me and i was so anxious waiting to see or hear from her, until the second day when my wife called and said she was coming HOME…..It was like a joke to me!!! That’s how I got my family back through spiritual means and our relationship is now stronger than ever. One of the price I was asked to pay was to tell it to people around me that problems like this, can always be solved by Dr Ewan. And this is his email too if you wish to contact him and solve your problem too covenantsolutiontemple@gmail.com , my advice to you out there is to visit this great Dr Ewan and tell him your problems. He's capable of handling anything spiritual and spell casting. Thanks a lot for saving my marriage. covenantsolutiontemple@gmail.com. You can also add him up on watsapp on +2349057353987

    ReplyDelete



  35. Have you been looking for a loan?Do you need an urgent personal or business loan?I received the sum of $3,000.000 some days ago after been scammed of $8500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $3,000.000.Feel free to contact the company for a genuine financial service. Morris and Company Trust Fund Limited is located in Canada (morristrustfundlimited@hotmail.com) Canada +16477393756 http://www.morristrustfundlimited.com. He is a trust worthy man. Thank you sir.

    ReplyDelete


  36. Have you been looking for a loan?Do you need an urgent personal or business loan?I received the sum of $3,000.000 some days ago after been scammed of $8500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $3,000.000.Feel free to contact the company for a genuine financial service. Morris and Company Trust Fund Limited is located in Canada (morristrustfundlimited@hotmail.com) Canada +16477393756 He is a trust worthy man. Thank you sir.

    ReplyDelete
  37. شركة الفرسان افضل شركة تنظيف شقق بجدة وتقدم افضل خدمات التنظيف علي اعلي مستوي واعلي كفائة

    ReplyDelete
  38. نقدم من شركة نقل العفش داخل مكة شركة الاخلاص والامانة احسن اساليب النقل الحديثة

    ReplyDelete
  39. الان صيانة كاريير بجميع فروعها في جميع انحاء المحافظات

    ReplyDelete
  40. خدمات صيانة جنرال اليكتريك متاحة ومناسبة للجميع وخدمة عملاء في اي وقت واي مكان

    ReplyDelete
  41. يتميز مركز النور معادلة كلية الهندسة بافضل الاسعار وافضل الملخصات للمناهج

    ReplyDelete
  42. الان افضل شركة نقل اثاث بجدة تقدم عروض وخصومات لعملائها الكرام

    ReplyDelete
  43. Hello viewer's , i want to share with you of a great spell caster who help me cast a spell on my ex boy friend who used me and dumped me for my girl friend, so when i met this great spell caster called Dr Aza, i explain what i was passing through. So he gave me instruction to follow, which i did, after three day's when the spell was cast, my ex boy friend called and started apologizing to me and said he want me back.You can also contact him if you have any problem via email azaspellcaster@gmail.com you can call him or what,s App his number:+2348107155060, to help you with your problems.

    ReplyDelete
  44. Hello viewer's , i want to share with you of a great spell caster who help me cast a spell on my ex boy friend who used me and dumped me for my girl friend, so when i met this great spell caster called Dr Aza, i explain what i was passing through. So he gave me instruction to follow, which i did, after three day's when the spell was cast, my ex boy friend called and started apologizing to me and said he want me back.You can also contact him if you have any problem via email azaspellcaster@gmail.com you can call him or what,s App his number:+2348107155060, to help you with your problems.

    ReplyDelete
  45. WE OFFER URGENT LOAN ALL OVER THE WORLD LOW AS 2% RATE APPLY HERE TODAY

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    Tel no: +12052912541

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    Adrian Finance Firm.

    ReplyDelete
  46. WE OFFER URGENT LOAN ALL OVER THE WORLD LOW AS 2% RATE APPLY HERE TODAY

    Good day:
    We are a fully registered and certified loan firm, that offers secured and unsecured loans to individuals and companies at a very low interest rate of 2%. We offer long and short term loans.Our company has recorded a lot of breakthroughs in the provision of first class financial services to our clients

    Do you need personal loan? Does your firm,company or industry need financial assistance? Do you need finance to start your business? Do you need finance to expand your business? We give out loan to interested individuals who are seeking loan with good faith. Are you seriously in need of an urgent loan. if you are interested contact us now via


    Email: adrianfinancefirm@yahoo.com

    Firm official website: http://adrianfinancefirm.bravesites.com/

    Tel no: +12052912541

    We look forward to hear from you soon.

    Best Regards,
    Adrian Finance Firm.

    ReplyDelete
  47. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  48. Hello Am Mr. Jubrin Mohamed, Am Legitimate and reliable Loan lender. I offer all kinds of packages of Loans. I give out loans on a clear and understandable terms and conditions at 3% interest rate. From $2000 to $5000000 USD, Euro And Pounds Only. I give out Business Loans, Personal Loans, Student Loans,Car Loans And Loans To Pay Off Bills. If you are interested kindly Contact us: jubrinunityfinancialloan@gmail.com

    ReplyDelete
  49. Are you searching for a very Genuine Loan? The good news is here ! ! ! We Offer LOANS ranging from $5000.00 to $5, 000, 000.00Max. at 3% interest rate per annual. LOANS for developing business We are certified, trustworthy,? reliable, efficient, Fast and dynamic.contact? us :osmanmoneyfinance@gmail.com

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